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Posts Tagged ‘Protect’

Help Protect Your Self Storage Facility Clients From Environmental Claims

Thursday, September 2nd, 2010

The self storage industry has been one of the fastest-growing sectors of the United States commercial real estate industry in the last 30 years. There are now over 52,000 primary self storage facilities in the country, and in 2008 the industry had total sales in excess of $20 billion.* Self storage companies all over the country are acquiring new customers as people relocate and sell their homes due to the economy. Additionally, as of 2009, more than 700,000 self storage units nationwide are rented to military personnel who are serving away from their homes.

The rapid growth has forced self storage owners and managers to protect their premises from the increased activity that these sites have experienced. One of the main ways they can do this is by having a solid pollution liability insurance policy to cover themselves against potential problems that could occur from environmental exposures.

Self storage owners and managers should consider securing a Site Specific Pollution Liability policy, which will provide coverage for supervised and unsupervised self storage facilities throughout the U.S. Coverage can include: third party liability for bodily injury and property damage claims, first party cleanup costs, and defense costs; Transportation Pollution Liability coverage for waste hauled by the insured or contracted carriers; off-site coverage for non-owned waste disposal sites; automatic Extended Reporting Period (ERP) with optional ERP of up to three years; and an optional Mold enhancement.

Claims caused by a pollution condition may not be covered via the insured’s General Liability or Property form, so it is important for these organizations to purchase more protection. Coverage can be tailored specifically for self storage facilities and their exposures, such as abandoned, potentially hazardous materials, as well as mold.

What Potential Exposures Does a Self Storage Facility Have?

· Abandoned hazardous waste
· Midnight dumping
· Mold
· Hazardous runoff during rain events.
· The accumulation of petroleum hydrocarbons in the soil.
· Misuse of self storage spaces involving activities unknown to the facility owner or manager.
· And many other exposures…

Many self storage facilities are affiliated with various associations dedicated to educating members about the challenges present in this type of operation. Some of them also provide information to members of the self storage facility industry on regulations and insurance recommendations made to these professionals. Now is a great opportunity to reach out to your self storage facility clients to make sure they have the most effective coverage in place.

If you are someone searching for a self-storage site to store your valuables, make sure you choose one with the proper coverage. Don’t be caught unawares and leave your personal belongings someplace where illegal activities, waste dumping, or some other unsavory activity could be taking place where the owner of the facility has no coverage to protect you and your belongings. It is best to choose a self-storage facility that also belongs to one of the above-mentioned organizations that educates people in the industry about the safest business practices and the best coverage available.

* National Self Storage Association Website

Help Protect Your Self Storage Facility Clients From Environmental Claims

Sunday, April 4th, 2010

The self storage industry has been one of the fastest-growing sectors of the United States commercial real estate industry in the last 30 years. There are now over 52,000 primary self storage facilities in the country, and in 2008 the industry had total sales in excess of $20 billion.* Self storage companies all over the country are acquiring new customers as people relocate and sell their homes due to the economy. Additionally, as of 2009, more than 700,000 self storage units nationwide are rented to military personnel who are serving away from their homes.

The rapid growth has forced self storage owners and managers to protect their premises from the increased activity that these sites have experienced. One of the main ways they can do this is by having a solid pollution liability insurance policy to cover themselves against potential problems that could occur from environmental exposures.

Self storage owners and managers should consider securing a Site Specific Pollution Liability policy, which will provide coverage for supervised and unsupervised self storage facilities throughout the U.S. Coverage can include: third party liability for bodily injury and property damage claims, first party cleanup costs, and defense costs; Transportation Pollution Liability coverage for waste hauled by the insured or contracted carriers; off-site coverage for non-owned waste disposal sites; automatic Extended Reporting Period (ERP) with optional ERP of up to three years; and an optional Mold enhancement.

Claims caused by a pollution condition may not be covered via the insured’s General Liability or Property form, so it is important for these organizations to purchase more protection. Coverage can be tailored specifically for self storage facilities and their exposures, such as abandoned, potentially hazardous materials, as well as mold.

What Potential Exposures Does a Self Storage Facility Have?

· Abandoned hazardous waste
· Midnight dumping
· Mold
· Hazardous runoff during rain events.
· The accumulation of petroleum hydrocarbons in the soil.
· Misuse of self storage spaces involving activities unknown to the facility owner or manager.
· And many other exposures…

Many self storage facilities are affiliated with various associations dedicated to educating members about the challenges present in this type of operation. Some of them also provide information to members of the self storage facility industry on regulations and insurance recommendations made to these professionals. Now is a great opportunity to reach out to your self storage facility clients to make sure they have the most effective coverage in place.

If you are someone searching for a self-storage site to store your valuables, make sure you choose one with the proper coverage. Don’t be caught unawares and leave your personal belongings someplace where illegal activities, waste dumping, or some other unsavory activity could be taking place where the owner of the facility has no coverage to protect you and your belongings. It is best to choose a self-storage facility that also belongs to one of the above-mentioned organizations that educates people in the industry about the safest business practices and the best coverage available.

* National Self Storage Association Website

How To Protect Yourself Against Info-Product Launches

Monday, March 15th, 2010

Even for those of us who have been dabbling in the Internet marketing arena for a decade or more, all these latest frenzied “Info-Product Launches” are downright scary. In recent months it is not only the product launches themselves that have become a little frightening, but also the rate at which these product launches keep bombarding all of us in the marketing world. It has become so relentless you feel like you’re an extra, ducking for cover in some war movie; Saving Private Ryan comes quickly to mind.

Once upon a time, not too long ago, you might get hit with one or two really major launches in a year. Now it seems like we are getting two or three a week. Those
actively looking for good, solid marketing information will be totally drenched in the latest “How To” ebooks, videos and courses. Plus, throw in all those debuting membership sites, seminars, and private coaching sessions and even seasoned marketers are in serious danger of getting “Info Product Launch Burn-out.”

For the beginning wannabe online marketer it is a virtual mind field. One misstep and you can wake up, scratching your head: did I actually pay that much for a marketing product I can barely understand, let alone put into practice. Don’t get fooled by all the promises of instant wealth or quick riches. If getting rich was as easy as 123… we would all be sporting Donald Trump hairdos.

To make matters worst, all the latest marketing trends seem to be promoting the laziest ways possible to make a quick killing on the Internet. With this simple
marketing tactic or that SEO trick, even the dimmest light bulb on the planet can have roaring online success without even breaking into a sweat or using up any of
those precious brain cells. Heaven forbid.

The marketing hype has become so palpable and obnoxious it’s like a rich relative who won’t shut up about how much he’s earning while sitting in his pj’s and playing
with his PDA.

“How I made 1 million in 52 minutes.” “How I made 100 grand with only a list of 45 subscribers…”

Who is to blame for all this “Info Product Feeding Frenzy”? Well we won’t mention names but these marketers are not shy about what they’re doing. Just the opposite, they brag and boast about how they can manipulate, control and whip prospective customers into such a buying frenzy just to see who can sell the largest amount of product in the shortest amount of time.

Some savvy and ruthless online marketers have turned this whole launch process into an art form, offering flashy videos with real valuable content in order to hook potential customers and capture their email contact information. The info-product launch flows out like a well-rehearsed opera:

Giving the specific date and countdown clock showing when the product goes live.
Incorporating a blog to keep everyone, including the search engines, informed.
Strictly limiting the product or buying time to increase demand.
Even manipulating you to buy the product before someone else beats you to it.
Having top-name JV partners whipping their devoted followers/subscribers with extra bonus offers.
Even enticing said affiliate partners with top prizes from ipods to sports cars.
Everything is in marketing sync for the big day.
Some of the top marketing pros and experts are now even offering courses on how to do exactly that: courses showing. How you can warm up and psychologically cultivate a whole
list of prospective buyers by giving away very valuable information in videos, reports and online calls… all to make that final sale.

There is nothing wrong with making a sale. There is nothing wrong with making a hundred sales, but there is something intrinsically wrong when you know in your
heart of heart what you’re selling will never be used by half the people who are buying it.

How many of those sales are from naive or desperate buyers looking for a ‘quick fix’ or ‘easy ride’ to the good life? How many even if they have the money to buy your product will never have the will power and fortitude to carry out the marketing game plan in your product?

How many people are being fooled by all this marketing hype and rhetoric… how many will actually benefit from buying your product? Makes one wonder if that old saying is really true that in any gold rush, it is the people selling to the miners who make the most money.

All of these marketing products should not only come with an income disclaimer, which all the marketers prudently include, if only by some magical power we
could see displayed on each product in big bold letters the tell-tell statistic: “How many buyers will actually read/view/use and ultimately benefit from the marketing
info-product they have just purchased?”

That would be one statistic worth discovering. Of course, there’s no way of knowing, but one could argue this number is quite large. Otherwise, if you believe all the claims on these products, half the world would be Internet marketers and rolling in dough.

Online marketing is not easy. It can’t be done overnight. There is a learning curve and you must pay your dues. Be extra weary of any short cuts and anyone offering
them. Magic formulas do exist and while buying the latest marketing product and information can definitely make the journey easier; always remember, no product can make that journey for you. No product or system can automatically make you rich. Don’t be fooled by flashy headlines, smart videos and the latest next big thing.

Nor can anyone say these info-products don’t have real value or merit. They do! They are of tremendous value to those who can benefit from them. If you’re marketing on the web and your sites/marketing are earning you $200-$300
a day or an hour – even just a small tidbit of information or advice can dramatically increase your income. Over time the amount paid for any info-product will be returned to you a hundred-fold. Sometimes it has nothing to do with the info-product itself; a marketer might mention a piece of software or program he/she uses in their work that when applied to your own can make a big difference in how much you earn. Been there, done that.

For everything is relative; even the large amounts charged for some of these seminars, coaching sessions or info-products can be justified if the buyer gets his money’s worth and then some. It all depends on the position/angle you’re
coming from and how much the information impacts your online business, which will really determine if one benefits from a particular info-product or not.

So the next time you’re bombarded by the latest info-product by some of the world’s best online marketers… STOP, take a deep breath and step back from all the marketing hype and manipulation. Then honestly ask yourself: How can I use
this information? Will I use this information? Perhaps, most importantly, can I really afford this product at this time or can it wait?

If you decide to buy, protect yourself by thoroughly checking out the marketer’s reputation beforehand. A money-back guarantee is only as good as the marketer’s
word. If there is a payment option – take this route because you will lose less money if refunds are not honored.

Above all, if you’re buying the product because you believe it will solve all your problems and will virtually give you the path to the easy life, just remember this… you have to do some work. You have to put in some sweat equity. You have to do your own homework; no one else can do it for you. It doesn’t work that way. Sure some smart, successful marketer can sell you the answers, but you still have to
write the test yourself.

Like most things in life, there are shortcuts; but you have to take them yourself in order to get to where you want to go. Online marketing is no different.

The author is a full-time online marketer. For the latest web marketing tools try: Internet Marketing Tools or why not create your own Info-Product and learn as you go… Marlon Sanders will show you all the steps you need to take to roll out your own product in his highly rated Info-Product Dashboard Just remember you do have to do some work.